By law, credit unions are required to have a defined field of membership, and only members may access the credit union’s services. Freedom First’s charter is community-based. We invite any person, business, or legal entity who lives, works (or regularly conducts business in), worships, or attends school in our service area to open an account today.

Freedom First's member service area map

  • Albemarle County
  • Alleghany County
  • Amherst County
  • Appomattox County
  • Augusta County
  • Bath County
  • Bedford County
  • Bland County
  • Botetourt County
  • Buckingham County
  • Buena Vista City
  • Parts of Campbell County
  • Parts of Charlotte County
  • Charlottesville City
  • Covington City
  • Craig County
  • Floyd County
  • Franklin County
  • Giles County
  • Highland County
  • Lexington City
  • Lynchburg City
  • Montgomery County
  • Nelson County
  • Parts of Patrick County
  • Pulaski County
  • Radford City
  • Roanoke City
  • Roanoke County
  • Rockbridge County
  • Salem City
  • Staunton City
  • Waynesboro City