This award-winning partnership between

incorporates financial education and vehicle maintenance classes to prepare borrowers not just to purchase an affordable, reliable vehicle, but to maintain it.

More than an auto loan, the award-winning Responsible Rides program includes financial education and vehicle maintenance training. Participants purchase a reliable vehicle and gain financial management skills to help them reach their financial goals.

An Auto Loan Program Designed for Working Families

Anyone who has driven an unreliable vehicle knows it can limit your ability to earn, time spent with family, and choices in terms of housing, schools, and social activities.

Predatory lenders charge high interest rates and traditional loan programs often require high down payments. Combined with hidden purchase costs and a poor credit history, these barriers prevent many working families from improving their lives through car ownership. However, with the Responsible Rides program, affordable car ownership can be a reality.

Income Eligibility Limits

Click here to read a front-page article about Responsible Rides from the April 3, 2013, Roanoke Times.

Contact Responsible Rides

Responsible Rides is available throughout the Roanoke and New River Valleys. To learn more, contact:

Tomeka Akerson
Responsible Rides Coordinator
(540) 904-4445

Freedom First Credit Union Enterprise Total Action for Progress New River Community Action

*Auto selected from Enterprise fleet based on availability.