Your Choice of Credit Cards
Credit Card with Rewards
Choose if you have excellent credit and would like to link your card to our Rewards Program.
- Earn 1 point for every dollar in purchases. Sign up for the Rewards Program.
- Enjoy a rate as low as 10.74% APR*
- Low Fee for Balance Transfers**
- $0 Annual Fee
- EMV chip technology accepted at merchants worldwide.
- You are protected from fraudulent purchases with Visa's Zero Liability Policy.
- Can be linked to Apple Pay, Samsung Pay or Android Pay.
Credit Card with Special Rate
Choose if you are looking for a low purchase rate. Take advantage of our low rate.
Business Credit Cards
Choose if you have a Business Account with Freedom First.
- See the Business Credit Card page for details.
Manage Your Credit Card.
You can manage your credit card from within online banking too.
Credit card approval depends on applicant's creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice.
*APR (Annual Percentage Rate) is based on the applicant’s creditworthiness and is subject to change. APR will vary with the market based on Prime Rate. See Current Rates. Certain restrictions apply. A cash advance fee of $5.00 or 2% of each advance may be charged.
** A balance transfer fee of $5.00 will post on your credit card statement. You must allow 10 days for processing of this request. If a payment is due within the next 10 days on the account submitted here, please make that payment separately to ensure you do not incur a late charge or damage your credit.
Open an Account Today!
If you live, work, worship, or go to school in the counties of Botetourt, Craig, Franklin, Montgomery, or Roanoke, or in the cities of Roanoke, Radford, and Salem you can join Freedom First!