Get a great rate on your auto loan with Freedom First. We offer loans for new and used cars, trucks, RVs, motorcycles, boats, and trailers!


Buying a vehicle is exciting. Getting a great rate on your loan with Freedom First can make you feel even better about your purchase.

  • New or used vehicles
  • Motorcycles, RVs, watercrafts, and trailers too
  • Flexible terms with no hidden fees
  • Quick and easy process
  • No penalty for early repayment


Go ahead, have some fun. 

Whether you're dreaming of spending every weekend on the lake or touring the country in a RV, we can help make it happen. 

Be a smart shopper. 

Imagine knowing your purchase power long before you walk into dealership. Pre-qualification gives you the power to buy the RV or boat on your terms.

Lower your payment. 

Refinancing your existing loan could lower your rate and monthly payment – putting more money in your pocket!

Features & Benefits

  • Low rates with flexible terms
  • No hidden loan fees
  • Never a penalty for early repayment
  • Quick loan decision process

Are you interested in one of our loans?

Interested in one of our Loans?

Selected: Mortgage Loan



Save with additional rate discounts for:

  • Using autopay from your Freedom First checking account
  • Using direct deposit for at least the amount of your payment
  • Having an average of $5,000 in your combined Freedom First accounts
  • Having a personal loan that adds collateral. 

We’ll also give a discount for new vehicles (under 1,000 miles or with a manufacturer’s statement of origin). Certain restrictions apply.





"Talk about competitive rates.

Your rates...being a member, are so much more competitive

than the traditional banking rates"


Hear Shannon talk about his auto loan experience with Freedom First.



Open an Account Today!

If you live, work, worship, or go to school in the counties of Botetourt, Craig, Franklin, Montgomery, or Roanoke, or in the cities of Roanoke, Radford, and Salem you can join Freedom First!