Freedom First offers three types of checking accounts. 

And all three include the following great benefits:

Free Online Banking, Bill Pay, and e-statements
Free VISA debit card, CardValet mobile app, and access to thousands of surcharge-free ATMs
Free mobile deposit
Add direct deposit to any checking account option and you may get your paycheck up to 2 days early.

 

FREEdom Checking

Choose if you use direct deposit and need a simple account with absolutely no fees.

  • Monthly Maintenance Fee: Absolutely none.
     
  • Fees: Absolutely none.
  • Dividends: FREEdom Checking does not earn dividends.

     
  • Opening deposit required: $5.00
  • Checks: 50 free with first order
 
 
 

Optimum Checking

Choose if you keep a balance of a least $1,000 and want to earn dividends.

  • Monthly Maintenance Fee: To avoid fee, daily balance must be more than $1,000.
  • Fees: See Consumer Fee Schedule.
  • Dividends: Monthly dividends earned are tiered and based on average daily balance in accordance with Current Rates.
     
  • Opening deposit required: $1,000.00
  • Checks: 4 free boxes of checks per year
 

Index Checking

Choose if you keep a balance of at least $25,000 and want to earn higher dividends.

  • Monthly Maintenance Fee: To avoid fee, daily balance must be $25,000 or more.
  • Fees: See Consumer Fee Schedule.
  • Dividends: Minimum of 10 purchases per month using debit card tied to Index Checking and daily balance of more than $25,000 to earn dividends in accordance with Current Rates.
  • Opening deposit required: $25,000.00
  • Checks: 4 free boxes of checks per year
 
 

*Annual Percentage Yield. Index Checking lets you earn a high market-level rate of up to 1.00% APY using a tiered dividend method. Certain restrictions apply. 

Open an Account Today!

If you live, work, worship, or go to school in the counties of Botetourt, Craig, Franklin, Montgomery, or Roanoke, or in the cities of Roanoke, Radford, and Salem you can join Freedom First!