Thinking About Buying Your First Home?
Learn About Down Payment Requirements and Assistance Programs
An FHA home mortgage may be the perfect fit for you! They require down payments as low as 3.5% and borrowers could qualify with credit scores in the low 600s.
The USDA has mortgages that offer 100% financing. We can guide you to areas in the Roanoke and New River Valleys where homes and properties are eligible for this program, as well as determine if you qualify.
If you are a veteran of the U.S. military, first of all, thank you for service; and, you may be eligible for VA mortgages with no down payment and other resources offered through state and local programs.
There are a variety of down payment assistance grants that could provide up to $15,000 to use to purchase your home. We can help you determine if you meet the criteria to apply.