A smart way to cover big expenses.
Use the untapped equity in your home to lock in an attractive rate.
Use what you need. Pay interest only on the amount drawn.
Take a much deserved vacation or get those upgrades done at your home.
Pay college tuition expenses.
Consolidate debt or plan for emergencies.
Plan a dream wedding.
Apply at one of our convenient branches or call (540) 389-0244
*The 7 business day closing is based upon all required documents being received at the time of submission. A review of the Credit eligibility, adequate property value and a clear title is also needed for qualification. Other restrictions may also apply. **Fast Forward HELOC APRs are variable and indexed to the Prime Rate as published in the money rate table of the Wall Street Journal + a margin for the life of the loan. Prime Rate as of 3/16/2017 is 4.00%. Our current lowest Annual Percentage Rate as of 3/16/2017 is 4.00% APR, which includes + 0.00 margin. The APR is subject to change. Your actual rates may vary, depending upon credit history, loan amount and term, loan to value ratio, and other factors. The maximum APR that may be imposed is 18%. Maximum loan-to-value is 85%. The minimum loan amount is $10,000 and the maximum loan amount is $50,000. The term is up to 240 months. Zero closing costs depend on creditworthiness and eligibility. Membership with Freedom First is a requirement for this offer. Property insurance, if applicable must be in effect on the property being secured and the said property must be in the FFCU membership area. Please consult a tax adviser for further information regarding the deductibility of interest. Contact a Freedom First Credit Union representative at (540) 389-0244 for complete details.