Rates & Requirements for Tiered Certificate Accounts*.
|Tier Amounts||APY||Minimum Money from Other Sources|
|$2,500 - $9,999||0.70%||$2,500|
|$10,000 - $49,999||0.85%||$10,000|
|$50,000 - $99,999||1.17%||$25,000|
With a Community Investment Certificate from Freedom First you can earn higher dividend rates up to 1.21% APY*.
Minimum deposits are required at each tier level and and must come from sources other than Freedom First accounts.
Looking for options on savings accounts? We have a Money Market SPECIAL too!
If you live, work, worship, or go to school in the Roanoke and New River Valleys or our extended member area, you are eligible to open a Community Investment Certificate.
Invest local! You will be investing in a community you care about. Your money stays, grows, and is reinvested here with our community impact products and services.
*Annual Percentage Yields (APYs) are as of 6/12/2017. Minimum Certificate deposits are required to open and has requirements that a portion or all of the money required to open the Certificate will need to come from sources other than Freedom First accounts. Existing Freedom First Certificates must be within their grace period to renew to receive this offer and must meet new money requirements. Certificates available to consumer accounts only. Upon maturity, Certificates will automatically renew as 12-month Certificates at the prevailing 12-month APY. Early withdrawals may incur substantial penalties. APYs may be discontinued at any time without notice.