Freedom First helps borrowers regain their financial footing.


Unsecured loans of up to $3,000 don’t generate the kinds of profits that most banks find worthwhile, but a Micro Loan can be all that’s needed to help borrowers regain their financial footing.

From vehicle repairs to home maintenance to education costs and debt consolidation—regardless of the reason, we can help you get the money you need with low rates and affordable monthly payments.

  • Low rates and affordable monthly payments
  • No hidden fees or penalties for early repayment
  • Convenient autopay from your savings or checking account
  • Quick local decisions  

In order to qualify for this program, you must be eligible to join Freedom First by living, working, worshiping, or going to school anywhere throughout Botetourt, Craig, Franklin, Montgomery, or Roanoke counties or the cities of Roanoke, Radford, or Salem.

Are you interested in any of our community impact products?


Advice Center

Our Advice Center puts financial planning resources in your hands 24/7. Manage your finances, learn about the mortgage process, prepare for key financial decisions, and much more. Manage your money with confidence. And call on our personal bankers when you’re ready to talk.

Advice Center

From startups to payroll to taxes, our Advice Center is a free, no-obligation resource for your business. Manage your business with confidence. And call on our business reps when you’re ready to talk.