• Your Credit Score: The Other Key To Your New Home

    Posted On:

    12/08 at 08:46 AM

    Your credit score, a numerical representation of your credit history, will determine a lot about your housing situation - from how much house you can afford to the interest rate you’ll have. ... Read More

  • Adjustable Or Fixed-Rate Mortgage – Which Is Right For Me?

    Posted On:

    12/07 at 02:42 PM

    If you’re mortgage shopping, you may be overwhelmed by the number of options. To begin, start with a simple question: fixed-rate or adjustable? ... Read More

  • What You Should Know About Private Mortgage Insurance

    Posted On:

    11/30 at 09:02 AM

    If you are in the market for a new home, you are probably realizing the real estate and mortgage worlds use words and terms that are unfamiliar to “regular folk.” One such term is Private Mortgage Insurance, or PMI for short. ... Read More

  • Pick a Great Realtor

    Posted On:

    11/29 at 08:49 AM

    While you can do most of your home-buying research online, there’s no replacement for a real estate agent. ... Read More

  • 4 Things to Know About Buying a Vacation Home

    Posted On:

    10/01 at 03:34 PM

    With interest rates remaining at historic lows, now may be a good time to purchase a second home for your family’s weekend getaways. Whether it’s a lake home or mountain cabin, here are four things you should know about buying a vacation home. ... Read More

  • Learn About USDA Guaranteed Mortgages

    Posted On:

    09/27 at 04:13 PM

    If you are interested in buying a home, but may not have enough saved for a large down payment, a USDA guaranteed mortgage may be worth some consideration. One of the greatest misconceptions is that you have to be a farmer or purchase a farm to use this mortgage. In fact, many property types are allowed: new and existing homes, modular, brand new manufactured homes. Eligibility depends on two things: property location, and income, which must be less than 110% of the area’s average income. Both property location and income eligibility can be checked on the USDA’s website. ... Read More

  • Resources for First-Time Homebuyers

    Posted On:

    10/27 at 01:01 PM

    After years of living in apartments, townhouses, or even your childhood home, have you decided to become a homeowner? Congratulations! Freedom First has a great Mortgage team ready to help you! ... Read More

  • Home Sweet Profit Center

    Posted On:

    09/29 at 04:19 PM

    Thinking about renting your home to travelers? Take a cautious approach. ... Read More

  • Five Things to Avoid When Selling a Home

    Posted On:

    08/25 at 11:17 AM

    Selling your home can be an exciting – but stressful – process. You may have loved your neon green living room or your "man cave" in the garage, but a prospective buyer may be distracted or repulsed by those features. ... Read More

  • So, Why does my REALTOR® ask me to sign a Buyer’s agreement before viewing houses?

    Posted On:

    07/24 at 11:44 AM

    The short answer is that Virginia law requires it in order to protect you. The longer answer is that having something in writing ... Read More

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